Finance Centers

Find Car Financing in NJ

If you’re in the market for a new or gently used vehicle in the Pompton Plains and Whippany area, but you’re unsure how to pay for it, now’s the time to speak with our finance experts! In addition to our exceptionally priced vehicles, here at Performance Auto Group, we make it easy for you to choose the lease or finance plan that works best with your budget and unique situation. Whether you’re interested in used car financing in NJ or a lease for a new car, we’ll work with you to find the custom purchasing option that’s right for you! Keep reading to learn more about your options to get your favorite model in your driveway.

Leasing vs. Financing: The Differences Explained

Once you visit our dealership near Randolph and find the vehicle that best fits your lifestyle, your next step is to sit down with a member of our finance team to decide whether auto loan financing or car leasing is right for you. If you choose to finance, you will complete a credit application to help determine the amount you are able to finance plus the interest rate and monthly payment amount. Should car leasing be the right choice, you will typically select from new vehicles exclusively. With these factors in mind, let’s review the benefits of both:

Benefits of Auto Loan Financing

• You own the vehicle and can customize it as you see fit
• No mileage limits to contend with, unlike leasing
• You can sell at any time or trade the vehicle in and put it towards the down payment on a new car

Benefits of Leasing

• Lower down payment and monthly payments
• Fully-covered maintenance and repair services
• Upgrade options at the end of your lease term

Explore Your Finance Options at Performance Auto Group Today!

Although car finance rates in NJ vary, you can prepare yourself before visiting the dealership by using our car finance calculator to get an idea of what you’ll expect to pay. When you choose Performance Auto Group as your New Jersey dealership, you’ll be introduced to NJ car financing that makes sense, so don’t hesitate to contact us today to get the process started. Our finance experts are standing by to make sure you get behind the wheel of the new or used vehicle of your dreams!